The only thing about completed templates is that if you want thread ratings but not user ratings, your templates aren't gonna be compatible. Toggles for some things sound like a better solution in that if you don't want it, you just turn it off and it doesn't make it more difficult to edit the basic look of the template
Otherwise, you'd have to have an almost infinite number of templates available to cover the most basic of choices... moderators/no moderators, ratings/ no ratings, thread views/ no thread views, etc
I can make templates to look how I want them too, but not always the larger group of web site owners threads is beginning to attract
